Bhamashah Swasthya Bima Yojana

Bhamashah Swasthya Bima Yojana: Bhamashah Swasthya Bima Yojana ( Bhamashah Health Insurance Scheme) is cashless health care facilities through private and public health care providers in rajasthan. In September 2015 a Memorandum of Understanding (MoU) is signed for the ambitious Bhamashah Swasthya Bima Yojana ( Bhamashah Health Insurance Scheme) between Medical & Health Department of Rajasthan and the New India Assurance Company in the presence of Chief Minister Smt. Vasundhara Raje.  Rajasthan is the third state to start Swasthya Bima Yojana (Health Insurance Scheme) after Maharashtra and Tamilnadu. More than 4.5 crore people of the state will get benefit of the quality cashless health care facilities through private and public health care providers under the scheme.  The Chief Minister said our goal is to improve access of all citizens to quality medical & health care and the enactment of the Swasthya Bima Yojana in the state will create more possibilities of opening of quality private hospitals in rural areas and it will also reduce the pressure on government hospitals. The scheme will help in preparing of health database and this database will help in taking policy decisions related to medical & health sector.  

The insurance cover for general illness has been set as Rs. 30,000 while Rs. 3 lakh has been set for critical illness. The insurance cover for critical illness is Rs. 1.5 lakh in Tamilnadu and Rs. 2.5 lakh in Maharashtra, he said. The administrative cost for this scheme is also less in our state in comparison with other states.